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	<title>ADICONSUM Archivi - Cisl Ferrara - Confederazione Italiana Sindacati dei Lavoratori</title>
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	<description>Practical guide for workers Enter the Cisl Ferrara world</description>
	<lastbuilddate>Thu, 25 Oct 2018 03:25:30 +0000</lastbuilddate>
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	<title>ADICONSUM Archivi - Cisl Ferrara - Confederazione Italiana Sindacati dei Lavoratori</title>
	<link>https://www.cislferrara.it/en/category/adiconsum/</link>
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	<item>
		<title>Attenzione alle truffe ai danni degli anziani</title>
		<link>https://www.cislferrara.it/en/attenzione-alle-truffe-ai-danni-degli-anziani/</link>
		
		<dc:creator><![CDATA[CISL Ferrara C.]]></dc:creator>
		<pubdate>Thu, 25 Oct 2018 03:20:23 +0000</pubdate>
				<category><![CDATA[ADICONSUM]]></category>
		<category><![CDATA[Cisl Ferrara]]></category>
		<category><![CDATA[Fnp]]></category>
		<category><![CDATA[Truffe]]></category>
		<guid ispermalink="false">https://www.cislferrara.it/?p=3014</guid>

					<description><![CDATA[<p>La Federazione Nazionale Pensionati Cisl di Ferrara e l’Adiconsum Ferrara, congiuntamente, raccomandano a tutti gli anziani di fare attenzione nei parcheggi dei supermercati, in quanto vi sono malfattori che tentano...</p>
<p>L'articolo <a href="https://www.cislferrara.it/en/attenzione-alle-truffe-ai-danni-degli-anziani/">Attenzione alle truffe ai danni degli anziani</a> sembra essere il primo su <a href="https://www.cislferrara.it/en">Cisl Ferrara - Confederazione Italiana Sindacati dei Lavoratori</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>The National Federation of Cisl Pensioners of Ferrara and Adiconsum Ferrara, jointly,<br />
They advise all seniors to be careful in supermarket parking lots, as there are criminals who try to scam them.<br />
When, after having put away the shopping, you get into the car and put your bag on the passenger seat, a person, distinguished and well dressed, knocks on the driver&#039;s window to inform him that there are some coins on the floor and, when the latter opens the door<br />
To collect them, another person opens the passenger door and steals the bag.<br />
Unfortunately, many elderly people have already been scammed in this way. Therefore, the Fnp-Cisl and Adiconsum of Ferrara advise extreme caution and urge interested parties to pick up a brochure from their offices containing tips on avoiding scams. They also remind those who are members of the CISL Pensioners&#039; Association, upon filing a report with the authorities, are entitled to a refund in the event of theft. </p><p>L'articolo <a href="https://www.cislferrara.it/en/attenzione-alle-truffe-ai-danni-degli-anziani/">Attenzione alle truffe ai danni degli anziani</a> sembra essere il primo su <a href="https://www.cislferrara.it/en">Cisl Ferrara - Confederazione Italiana Sindacati dei Lavoratori</a>.</p>
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		<item>
		<title>NOVITA’ PER I TUTTI RISPARMIATORI CARIFE</title>
		<link>https://www.cislferrara.it/en/novita-tutti-risparmiatori-carife/</link>
		
		<dc:creator><![CDATA[CISL Ferrara C.]]></dc:creator>
		<pubdate>Wed, 28 Feb 2018 10:21:46 +0000</pubdate>
				<category><![CDATA[ADICONSUM]]></category>
		<category><![CDATA[acf]]></category>
		<category><![CDATA[Adiconsum]]></category>
		<category><![CDATA[Carife]]></category>
		<category><![CDATA[fondo di ristoro]]></category>
		<category><![CDATA[reati bancari]]></category>
		<guid ispermalink="false">https://www.cislferrara.it/?p=2789</guid>

					<description><![CDATA[<p>We inform CariFe savers affected in various ways by the write-off of their shares and subordinated bonds that there is important news regarding the possible compensation for the damages suffered by...</p>
<p>L'articolo <a href="https://www.cislferrara.it/en/novita-tutti-risparmiatori-carife/">NOVITA’ PER I TUTTI RISPARMIATORI CARIFE</a> sembra essere il primo su <a href="https://www.cislferrara.it/en">Cisl Ferrara - Confederazione Italiana Sindacati dei Lavoratori</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p style="text-align: left;" align="justify"><a href="//www.cislferrara.it/wp-content/uploads/2015/05/logo-adiconsum.jpg"><img decoding="async" class="alignnone wp-image-1735" src="//www.cislferrara.it/wp-content/uploads/2015/05/logo-adiconsum-300x147.jpg" alt="" width="208" height="102" srcset="https://www.cislferrara.it/wp-content/uploads/2015/05/logo-adiconsum-300x147.jpg 300w, https://www.cislferrara.it/wp-content/uploads/2015/05/logo-adiconsum.jpg 906w" sizes="(max-width: 208px) 100vw, 208px" /></a></p>
<h3 style="text-align: right;" align="justify"></h3>
<p class="western" align="justify"><span style="font-size: medium;">We inform CariFe savers involved in various capacities in the cancellation of shares and subordinated bonds, that there is important news regarding the possible compensation for the damage suffered by each individual saver.</span></p>
<p class="western" align="justify"><span style="font-size: small;"><span style="font-size: medium;">Regarding the criminal proceedings involving several former CariFe executives, following the preliminary hearing on 19 December </span><span style="font-size: medium;">2017</span><span style="font-size: medium;">, all the defendants have been sent for trial, and the first hearing has been set for June 18, 2018. It will therefore be possible for all those who have not yet done so through ADIC</span><span style="font-size: medium;">ON</span><span style="font-size: medium;">SUM, to constitute itself as a civil party in the above-mentioned criminal proceedings, in order to request compensation for the damage suffered as a result of the conduct of the defendants that led to the collapse of CariFe and the loss of their savings invested in shares and subordinated bonds. Anyone who intends to proceed with the constitution of a civil party may therefore do so by registering with ADICONSUM no later than</span><span style="font-size: medium;"><b> April 30th</b></span><span style="font-size: medium;">, bringing with him all the banking documentation in his possession relating to the purchase of the shares and subordinated bonds, as well as a valid document.</span></span></p>
<p class="western" align="justify"><span style="font-size: small;"><span style="font-size: medium;">We also inform all savers that a special counter has been set up at ADICONSUM for all CariFe savers, who will receive you by making an appointment by calling no. </span><span style="font-size: medium;"><b>349/7963706</b></span><span style="font-size: medium;"> and where there will be a qualified operator and a lawyer from the law firm of Avv. Paolo Picci, who will provide you with all the most useful information and directions on how to proceed to protect your right to savings.</span></span></p>
<p class="western" align="justify"><span style="font-size: medium;">We would like to point out from now, in fact, that the constitution of civil party is not in fact the only viable path, but, depending on the different positions and needs of the individual saver, which will be fully analyzed by ADICONSUM and the Picci Law Firm, the individual saver may be directed to promote arbitration at Consob (through the ACF) or to file an independent civil proceeding at the Court. </span></p>
<p class="western" align="justify"><span style="font-size: small;"><span style="font-size: medium;">Finally, we inform you that the Government should soon issue the implementing decrees outlining the procedure and timing of access to the Compensation Fund for victims of banking crimes of 100 million Euros (over four years) allocated by the 2018 Budget Law. At ADICONSUM, therefore, as soon as these decrees are issued, you can be fully informed about the access methods, and you will be individually followed at each step by qualified ADICONSUM personnel and the Picci Law Firm, in order to allow the saver to obtain the financial compensation that will be due to him within the limits and under the conditions established in the aforementioned decree.</span></span></p>
<p class="western" align="justify"><span style="font-size: medium;">Finally, we remind you that ADICONSUM has always been at the side of savers, and in this regard we highlight the extrajudicial and judicial initiatives implemented up to now to protect &quot;betrayed&quot; savings, in collaboration with the law firm of Avv. Paolo Picci:</span></p>
<p class="western" align="justify"><span style="font-size: small;"><span style="font-size: medium;">– as regards the criminal proceedings, ADICONSUM and the law firm Avv. Paolo Picci have filed around one hundred complaints and complaints</span><span style="font-size: medium;">pedeutics</span><span style="font-size: medium;"> to the subsequent constitution of a civil party that ensued on the occasion of the preliminary hearing that ended on 19 December; we have therefore already proceeded to have approximately 85 injured parties constituted as civil parties, on the occasion of the initiation of the criminal trial, damaged in various ways by the crimes charged by the Public Prosecutor&#039;s Office of Ferrara to several former CariFE managers;</span></span></p>
<p class="western" align="justify"><span style="font-size: small;"><span style="font-size: medium;">– with regard to the civil initiatives undertaken to protect savings, the following activities should be highlighted:</span></span></p>
<p class="western" align="justify"><span style="font-size: small;"><span style="font-size: medium;">– In the autumn of 2016, Adiconsum Ferrara took action, with a favorable outcome for all members, to protect approximately 400 positions of subordinated bondholders with the requirements set out in Ministerial Decree 83/2017, by formulating requests for lump-sum compensation, </span><span style="font-size: medium;">equal to 80% of the consideration paid for the purchase of the financial instruments, to the FITD;</span></span></p>
<p class="western" align="justify"><span style="font-size: small;"><span style="font-size: medium;">– ADICONSUM and the Law Firm of Avv. Paolo Picci, in the autumn of 2017, then took care of preparing the appeals for access to the Solidarity Fund through arbitration proceedings – currently still being examined by the Anac Board – on behalf of subordinated bondholders who do not meet the requirements to access the</span><span style="font-size: medium;">lump sum compensation </span><span style="font-size: medium;">equal to 80%.</span></span></p>
<p class="western" align="justify"><span style="font-size: small;"><u><b><span style="font-size: medium;">We therefore invite you to contact the association by telephone at 349/7963706 on Tuesday mornings from 9.00 to 12.00 and on Monday and Thursday afternoons from 15.00 to 17.30 in order to make an appointment, at all ADICON offices.</span><span style="font-size: medium;">S</span><span style="font-size: medium;">UM of the province of Ferrara, to proceed with the registration to the association and be </span><span style="font-size: medium;">get informed</span><span style="font-size: medium;"> regarding the initiatives undertaken and to be undertaken to protect your right to savings.<br />
</span></b></u></span></p><p>L'articolo <a href="https://www.cislferrara.it/en/novita-tutti-risparmiatori-carife/">NOVITA’ PER I TUTTI RISPARMIATORI CARIFE</a> sembra essere il primo su <a href="https://www.cislferrara.it/en">Cisl Ferrara - Confederazione Italiana Sindacati dei Lavoratori</a>.</p>
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		<item>
		<title>CANONE TV: SE NON HAI LA TV DICHIARALO!!</title>
		<link>https://www.cislferrara.it/en/canone-tv-non-la-tv-dichiaralo/</link>
		
		<dc:creator><![CDATA[CISL Ferrara C.]]></dc:creator>
		<pubdate>Mon, 27 Nov 2017 09:09:19 +0000</pubdate>
				<category><![CDATA[ADICONSUM]]></category>
		<category><![CDATA[Cisl Ferrara]]></category>
		<category><![CDATA[canone tv]]></category>
		<guid ispermalink="false">https://www.cislferrara.it/?p=2701</guid>

					<description><![CDATA[<p>The deadline for submitting the 2018 self-certification of non-ownership of a television is January 31, 2018. If the declaration is submitted between February 1, 2018, and June 30, 2018...</p>
<p>L'articolo <a href="https://www.cislferrara.it/en/canone-tv-non-la-tv-dichiaralo/">CANONE TV: SE NON HAI LA TV DICHIARALO!!</a> sembra essere il primo su <a href="https://www.cislferrara.it/en">Cisl Ferrara - Confederazione Italiana Sindacati dei Lavoratori</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>The deadline for submitting the <em><strong>declaration in lieu of non-detention</strong></em> of TV for the year 2018 is the <em><strong><u>31/01/2018.<br />
</u></strong></em>If the declaration is submitted between February 1, 2018 and June 30, 2018, the fee for the semester July-December 2018 will not be due. </p><p>L'articolo <a href="https://www.cislferrara.it/en/canone-tv-non-la-tv-dichiaralo/">CANONE TV: SE NON HAI LA TV DICHIARALO!!</a> sembra essere il primo su <a href="https://www.cislferrara.it/en">Cisl Ferrara - Confederazione Italiana Sindacati dei Lavoratori</a>.</p>
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		<item>
		<title>LUDOPATIA: CONOSCERLA PER COMBATTERLA</title>
		<link>https://www.cislferrara.it/en/ludopatia-conoscerla-combatterla/</link>
		
		<dc:creator><![CDATA[CISL Ferrara C.]]></dc:creator>
		<pubdate>Mon, 16 Oct 2017 10:50:28 +0000</pubdate>
				<category><![CDATA[ADICONSUM]]></category>
		<category><![CDATA[Area Stampa]]></category>
		<category><![CDATA[Cisl Ferrara]]></category>
		<category><![CDATA[Fnp]]></category>
		<guid ispermalink="false">https://www.cislferrara.it/?p=2641</guid>

					<description><![CDATA[<p>La ludopatia è una patologia sempre più diffusa che può portare a gravi conseguenze: individuali, famigliari e sociali.<br />
Da questa considerazione prende avvio l'incontro titolato "Ludopatia: conoscerla per combatterla", organizzato dai Pensionati Cisl di Ferrara e da Adiconsum Ferrara che si terrà venerdì 20 ottobre 2017 dalle 9,00 alle 13,00 presso la Camera di Commercio di Ferrara.</p>
<p>L'articolo <a href="https://www.cislferrara.it/en/ludopatia-conoscerla-combatterla/">LUDOPATIA: CONOSCERLA PER COMBATTERLA</a> sembra essere il primo su <a href="https://www.cislferrara.it/en">Cisl Ferrara - Confederazione Italiana Sindacati dei Lavoratori</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>Gambling addiction is an increasingly widespread pathology that can lead to serious consequences: individual, family and social.<br />
This consideration is the starting point of the meeting entitled “Gambling addiction: knowing it to fight it”, organized by the Cisl Pensioners of Ferrara and by Adiconsum Ferrara, which will be held on Friday 20 October 2017 from 9.00 to 13.00 at the Chamber of Commerce of Ferrara.</p>
<p style="text-align: center;">Plan:</p>
<p style="text-align: center;">9.00 am Welcome<br />
9.30am Opening<br />
SERGIO DALBUONO<br />
General Secretary Territorial Fnp – Cisl Ferrara<br />
9.40am Introduction<br />
Dr. MILENA GRASSI<br />
President Adiconsum Ferrara<br />
10.00 am Dr. CHIARA SAPIGNI<br />
Councillor for Health, Personal Services and Family Policies Municipality of Ferrara<br />
10.30am Dr. ELENA SALERNO<br />
Psychologist<br />
11.00am GIUSEPPE PAGANI<br />
First signatory of the Law on Gambling Addiction in the Emilia-Romagna Region<br />
11.30am Debate<br />
12.00 Conclusions<br />
LORIS CAVALLETTI<br />
Regional General Secretary Fnp – Cisl Emilia – Romagna</p>
<p style="text-align: center;">“Carried out within the framework of the Emilia Region&#039;s general intervention programme<br />
Romagna with the use of funds from the Ministry of Economic Development. Distribution 2015”</p><p>L'articolo <a href="https://www.cislferrara.it/en/ludopatia-conoscerla-combatterla/">LUDOPATIA: CONOSCERLA PER COMBATTERLA</a> sembra essere il primo su <a href="https://www.cislferrara.it/en">Cisl Ferrara - Confederazione Italiana Sindacati dei Lavoratori</a>.</p>
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		<item>
		<title>ROTTAMAZIONE CARTELLE EQUITALIA PER IL PERIODO 2000-2016</title>
		<link>https://www.cislferrara.it/en/rottamazione-cartelle-equitalia-per-il-periodo-2000-2016/</link>
		
		<dc:creator><![CDATA[CISL Ferrara C.]]></dc:creator>
		<pubdate>Tue, 14 Feb 2017 09:36:31 +0000</pubdate>
				<category><![CDATA[ADICONSUM]]></category>
		<category><![CDATA[Cisl Ferrara]]></category>
		<guid ispermalink="false">http://www.cislferrara.it/?p=2381</guid>

					<description><![CDATA[<p>Il progetto di rottamazione delle cartelle Equitalia, secondo quanto definito dalla Legge di Stabilità 2017, prevede un piano di pagamento agevolato in massimo cinque rate tramite cui i contribuenti coinvolti...</p>
<p>L'articolo <a href="https://www.cislferrara.it/en/rottamazione-cartelle-equitalia-per-il-periodo-2000-2016/">ROTTAMAZIONE CARTELLE EQUITALIA PER IL PERIODO 2000-2016</a> sembra essere il primo su <a href="https://www.cislferrara.it/en">Cisl Ferrara - Confederazione Italiana Sindacati dei Lavoratori</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>The Equitalia bill scrapping project, as defined by the 2017 Stability Law, provides for a facilitated payment plan in a maximum of five installments through which the taxpayers involved can be exempted from paying fines and late payment interest, also for traffic fines, for debts contracted from 2000 to 2016 and still outstanding with Equitalia.<br />
In essence, by requesting the scrapping of Equitalia bills, you will only pay the amount of the original debt, enjoying exemption with regards to the interests accrued in the meantime.<br />
To start this procedure, you must send a specific application no later than March 31, 2017.<br />
Consumers will be able to contact the Adiconsum offices, by appointment, to obtain information on how and whether it is worth proceeding with the “scrapping”.<br />
The counter in Ferrara is open from Monday to Thursday and is received by appointment; in the Cento area the presence is every 15 days, on Wednesday morning, and is always received by appointment. </p><p>L'articolo <a href="https://www.cislferrara.it/en/rottamazione-cartelle-equitalia-per-il-periodo-2000-2016/">ROTTAMAZIONE CARTELLE EQUITALIA PER IL PERIODO 2000-2016</a> sembra essere il primo su <a href="https://www.cislferrara.it/en">Cisl Ferrara - Confederazione Italiana Sindacati dei Lavoratori</a>.</p>
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		<title>Obbligazioni subordinate Carife, il fondo di solidarietà</title>
		<link>https://www.cislferrara.it/en/obbligazioni-subordinate-carife-il-fondo-di-solidarieta/</link>
		
		<dc:creator><![CDATA[CISL Ferrara C.]]></dc:creator>
		<pubdate>Wed, 24 Aug 2016 07:52:50 +0000</pubdate>
				<category><![CDATA[ADICONSUM]]></category>
		<category><![CDATA[Avvisi]]></category>
		<category><![CDATA[Carife]]></category>
		<category><![CDATA[obbligazioni subordinate]]></category>
		<guid ispermalink="false">http://www.cislferrara.it/?p=2268</guid>

					<description><![CDATA[<p>With regard to the Carife dispute, savers who have invested in subordinated bonds are informed that Legislative Decree no. 59/2016 has been converted into law.</p>
<p>L'articolo <a href="https://www.cislferrara.it/en/obbligazioni-subordinate-carife-il-fondo-di-solidarieta/">Obbligazioni subordinate Carife, il fondo di solidarietà</a> sembra essere il primo su <a href="https://www.cislferrara.it/en">Cisl Ferrara - Confederazione Italiana Sindacati dei Lavoratori</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>With regard to the Carife dispute, savers who have invested in subordinated bonds are informed that at the beginning of July, Legislative Decree no. 59/2016 was converted, which regulates access to the solidarity fund with direct disbursement, the so-called &quot;automatic compensation&quot; for bondholders only.</p>
<p>The required conditions are:</p>
<ol>
<li>purchase of subordinated bonds by 06/12/2014</li>
<li>investor&#039;s assets less than €100,000 as of 12/31/2015 or alternatively, total income for Irpef purposes, referring to the year 2014, less than €35,000</li>
</ol>
<p>To access the fund, an application form must be filled out, accompanied by a series of documents, which if the saver does not have, will be requested directly from the bank by Adiconsum. The income or movable assets will instead be self-certified by the interested party, with an express declaration of awareness that anyone who makes false declarations is punished under the penal code.</p>
<p>The deadline to access the procedure is six months from the approval of the decree, therefore we have time until January 3, 2017.</p>
<p>The fund will verify the completeness of the documentation and will proceed with the liquidation within 60 days of the request. The reimbursement should be calculated on the residual capital, but we will have confirmation of this when the interpretative regulation is published. The reimbursement will be equal to 80%, net of any additional returns compared to those of BTPs of the same duration and of the costs and expenses of</p>
<p>subscription. The calculation will not be carried out by the association but by the fund and we will not be able to determine in advance the amount that will be due to the saver.</p>
<p>The submission of the application to the fund precludes the use of the arbitration procedure and vice versa. Unfortunately, the criteria for accessing arbitration have not yet been published and it is difficult today to give definitive advice to the saver on which procedure to follow.</p>
<p>Those who do not meet the requirements listed above to access the fund will only be able to experience the arbitration procedure.</p>
<p>Contact Adiconsum Ferrara for further information. </p><p>L'articolo <a href="https://www.cislferrara.it/en/obbligazioni-subordinate-carife-il-fondo-di-solidarieta/">Obbligazioni subordinate Carife, il fondo di solidarietà</a> sembra essere il primo su <a href="https://www.cislferrara.it/en">Cisl Ferrara - Confederazione Italiana Sindacati dei Lavoratori</a>.</p>
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